Independent Solicitors Certificates

At Ballpen Legal, we specialise in providing Independent Solicitors Certificates, offering essential legal advice and documentation to borrowers and guarantors. If you find yourself in a situation where your bank or financial institution requires you to obtain independent legal advice or a Certificate of Independent Legal Advice, we are here to assist you promptly and efficiently.

Why do you need a Certificate of Independent Legal Advice?

As a borrower or guarantor, your bank or financial institution may require you to seek independent legal advice before signing guarantee or mortgage documents. The purpose of this requirement is to ensure that you fully understand the nature and implications of the documents you are about to sign. Acting as a guarantor for someone else's loan carries significant risks, as you may be held liable for repayment if the borrower defaults. A Certificate of Independent Legal Advice serves as confirmation that you have received proper guidance on the consequences of becoming a guarantor and that you are making an informed decision.

How can we assist you?

Our efficient and professional service aims to guide you through the process of obtaining an Independent Solicitors Certificate swiftly and accurately. We understand the importance of protecting your interests while facilitating a smooth transaction with your bank or financial institution. At Ballpen Legal, we offer a comprehensive service that includes:

  • We will meet with you to provide a clear explanation of the terms, conditions, and implications of the relevant documents, such as the Guarantee and Indemnity, the mortgage document, and other related papers.

  • Our goal is to ensure that you have a thorough understanding of the documents and the risks associated with becoming a guarantor. We will address any questions or concerns you may have to help you make an informed decision.

  • Once we are satisfied that you comprehend the documents and are willing to proceed, we will witness your signature on all relevant documents. Additionally, we will provide you with an Independent Solicitor's Certificate on the spot, assuring the bank or financial institution that you have received independent legal advice.

If you require an Independent Solicitors Certificate, trust Ballpen Legal to provide you with the necessary legal advice and documentation to ensure you are well-informed and confident in your decision. Contact us today to schedule a consultation.